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  • God Blessed America with Student Loans in the Land of the Free and Brave

    Posted by | Posted in Student Loans and Bankruptcy

    Recently on television I saw Mexican workers referred to as ‘peasants’. I understand that peasants only exist in South American countries like Mexico but when they cross the border and enter the United States, they instantly become ‘migrant workers’ because there are no peasants here. And I have been solemnly informed that there are no [...]

  • Are You Looking For A Local Bankruptcy Lawyer In Connecticut?

    Posted by | Posted in Bankruptcy

    If you’re looking for a local bankruptcy lawyer in Connecticut you’ve visited the right place. You’ve visited the website of a CT bankruptcy lawyer who has practicing bankruptcy law for over 30 years with thousands of satisfied clients. And that’s not all. Action Advocacy is an officially recognized Federal Debt Relief agency as well which [...]

  • Why Chapter 13 over Chapter 7 Bankruptcy

    Posted by | Posted in Chapter 13, CT Bankruptcy

    Having spent many years as a bankruptcy lawyer in CT, I’ve found that a lot of my clients who have come into my office have at one point or another felt a sensation of being overwhelmed by their debts and cannot believe that they’ll probably have to file a Chapter 13 bankruptcy to save their [...]

  • How To Stop Creditor Phone Calls Before You File For Bankruptcy

    Posted by | Posted in Debtor Rights

    After working with clients as a bankruptcy lawyer in Connecticut for over 30 years now, I have heard a good number of horror stories from clients being harassed by their creditors. It’s a little known fact by most people that you can put a stop to the creditor phone calls when you’re in debt and [...]

  • Why Use an Experienced Connecticut Bankruptcy Attorney

    Posted by | Posted in Bankruptcy, CT Bankruptcy

    Once you have decided to file for Bankruptcy, you will understand that it is no easy process. Even after reading a lot about it, you could be unsure of which type of Bankruptcy you should file. Sometimes it’s hard to decide whether you should even file at all. And by then, you will have understood [...]

  • Buying a House in Connecticut after filing for Bankruptcy.

    Posted by | Posted in Bankruptcy

    CAN IT BE DONE? THE FIRST QUESTION TO BE ASKED IS, DO YOU REALLY WANT TO BUY A HOME OR ARE YOU JUST WISHING TO BUY ONE? IF YOU REALLY WANT TO PURCHASE A HOME AFTER BANKRUPTCY, I CAN ASSURE YOU THAT I HAVE MANY CLIENTS WHO HAVE PURCHASED HOMES AND CONDOS AFTER FILING BANKRUPTCY [...]

  • OCTOMOM BANKRUPTCY IS DISMISSED

    Posted by | Posted in Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy

    Nadya Suleman, now 36, who gave birth to ‘octuplets’ back in January 2009, widely dubbed as ‘OctoMom’ was given so much publicity by the media since she is the second person in the whole of the US to give birth to octuplets, all babies alive. Severe criticisms followed her publicity since after the birth she [...]

  • CT Bankruptcy Case 11-21287 Summary

    Posted by | Posted in Connecticut Bankruptcy Summaries, CT Bankruptcy and Divorce

    After working with clients in Connecticut as a bankruptcy lawyer for all these years, I cannot deny that there is a link between bankruptcy and divorce. Financial difficulties are the leading cause of marital problems and divorce. Married people can file for individual bankruptcy if most of the debts are under one person’s name. Although [...]

  • ‘COME ON DOWN’ AND FILE FOR BANKRUPTCY!

    Posted by | Posted in CHAPTER 11

    BUT YOU BETTER HAVE ‘ASSET PROTECTION’ Connecticut’s Bob’s Discount Furniture, which is famous for its free candy & cookies and also (notorious) for its idiosyncratic advertising had filed for Chapter 11 Bankruptcy back in June ’05. You might wonder how a company which filed for re-organization is thriving now – Only the Maine division of [...]

  • CAN STUDENT LOANS BE DISCHARGED IN BANKRUPTCY?

    Posted by | Posted in Bankruptcy, Chapter 7 Bankruptcy

    Finally—college graduation day after four long years of hard work and study. The promise of a well-paying career, instead of just a job, propelled you to make the commitment. But—you can’t find a job in your field thanks to the terrible economy—and you’re working behind the counter of the local Subway for minimum wage just to keep food in your belly.

    The pressure is on because the $50,000 you took out in student loans from a bank are due now that you’ve graduated. There’s no way in hell you can make those monthly payments in your situation. Can bankruptcy be the solution?

  • Chapter 7 Bankruptcy and removing Second Mortgages

    Posted by | Posted in Bankruptcy

    I want to quote from Atty Robin Miller: “In a surprising decision by a court of appeals not noted for its sympathy for debtors’ positions, the Eleventh Circuit Court of Appeals, relying on circuit precedent, has held in a unanimous panel decision that a Chapter 7 debtor may strip off a lien that is wholly [...]

  • Start Selling and Start Producing

    Posted by | Posted in Bankruptcy Information

    The Consumer Finance Protection Bureau is a new agency whose purpose is to protect the consumer from credit cards, loans and other financial products that banks and similar institutions offer to consumers It needs a real consumer advocate at the helm who has a passion and commitment to protecting the consumer’s interest. Elizabeth Warren is [...]

  • CT Bankruptcy Case No 11-21287

    Posted by | Posted in Bankruptcy Briefs, CT Bankruptcy and Divorce

    UNITED STATES BANKRUPTCY COURT DISTRICT OF CONNECTICUT ____________________________________ ) IN RE: ) CASE NO 11-21287 ) IRENEUSZ GASZTOLD AND ) TERESA GASZTOLD ) CHAPTER 7 ) DEBTORS ) RE: ECF NO. 32 BRIEF MEMORANDUM AND ORDER ON TRUSTEE’S MOTION TO COMPEL FILING OF SUPPLEMENTAL SCHEDULE 1. BACKGROUND Ireneusz Gasztold and Teresa Gastold (hereinafter, “Ireneusz” and [...]

  • In Connecticut, is Chapter 13 Obsolete?

    Posted by | Posted in Bankruptcy, Chapter 13, FORECLOSURE, Mediation

    Bank of America, Citigroup, J.P. Morgan Chase, Wells Fargo—some of the nation’s largest lenders whose shady banking practices—“robo-signing,” liars loans, and so on—helped tank the housing market and send many millions into foreclosure—out of the goodness of their hearts are coming to the rescue to help beleaguered homeowners. Well, not really. These banking giants have [...]

  • Connecticut Bankruptcy Exemptions for Angelia Jolie’s Engagement Ring?

    Posted by | Posted in Chapter 7 Bankruptcy, Exemptions

    The engagement ring that has rocked Hollywood. But how would this engagement ring play-out in bankruptcy?   The latest in mega-engagement rings was given by Brad Pitt to Angelia Jolie and is reputed to be worth anywhere from $500,000 to $1,000,000. And if Angelina filed for Bankruptcy Protection in Connecticut, would her engagement ring be [...]

  • 240 Pair of Michael Jordan Sneakers

    Posted by | Posted in Bankruptcy, Bankruptcy Information

    Who among us has almost $7,000 to blow on athletic shoes? Warren Sapp, a top NFL defensive tackle who patrolled the gridiron trenches for over a decade, has the dough. Or at least he had. Sapp, a seven-timer Pro Bowler for the Tampa Bay Buccaneers, and currently a football analyst for the NFL Network, is [...]

  • Shady, Assembly-line Mortgage Processing Took Advantage of Consumers

    Posted by | Posted in FORECLOSURE

    Mortgage lenders propelled by sheer greed? Who would’ve “thunk it?” But evidence has come to light of irresponsible practices in the way lenders processed mortgages, which ultimately manifested the foreclosure crisis. These abuses also have led to illegal foreclosures. The Office of the Inspector General has released studies of these abuses by some of the [...]

  • Chapter 12 is Chapter 13 on ‘Steroids’

    Posted by | Posted in Bankruptcy Information

    I had never done a Chapter 12 bankruptcy case until quite recently. Actually, I’m preparing my 3rd Chapter 12 as I write this. Like most bankruptcy lawyers in Connecticut, attorneys, I had never handled a Chapter 12 and that’s when a farmer or fisherman files for bankruptcy. Indeed, most consumer bankruptcy really don’t know about [...]

  • Mortgage Crisis Spurs Rentals and Jack Up Rental Prices

    Posted by | Posted in Bankruptcy Information, FORECLOSURE

    Can’t get a mortgage? Or worried if you do you’ll eventually join the millions of Americans who wind up forced into foreclosure? You’re not alone. Many Americans desire to live in single-family homes without the inherent risks of having large mortgages and the possibility of losing jobs in our tanked economy. The answer, of course, [...]

  • Taxpayers Take It on the Chin—Thanks to Freddie Mac and Fannie Mae Policies

    Posted by | Posted in FORECLOSURE

    Why can’t the Obama Administration Lean on Freddie Mac and Fannie Mae to use common sense and help the consumer and the banking industry? Perhaps it’s because President Obama gives lip-service to helping Americans save their homes but savings homes for Americans is not in the Interest of Goldman Sachs, his largest campaign contributor. And you thought all those little dollar bills were important to the political process. But perhaps I’m being too harsh on Goldman Sachs?

  • BANKRUPTCY JUDGE’S DECISION MEANS AN UPHILL CLIMB FOR METS PARTNERS

    Posted by | Posted in Bankruptcy, Scams

    Mets’ attorneys successfully had this case moved from bankruptcy court, where the burden of proof is on the defendants, to federal court—normally where the burden of proof is on the plaintiff. But the move didn’t work out as planned: a few days before jury selection in the case U.S. District Court Judge Rakoff ruled the [...]

  • DEJA VU- ‘ALL OVER AGAIN’ METS OWNERS INVOLVED IN PREVIOUS PONZI SCHEME

    Posted by | Posted in Bankruptcy, Scams

    According to the New York Times’ reporter Alison Leigh Cowan, Wilpon and Katz have a poor track record regarding Ponzi scheme involvement. Two years ago an investment group started by the partners was ordered by a bankruptcy court to pay almost $13 million to investors when a hedge fund collapsed. From a Ponzi scheme! Apparently [...]

  • TAKE ME OUT TO THE BALL GAME AND PAY $300 MILLION

    Posted by | Posted in Bankruptcy

    Recently in the on-going saga of the Madoff Scandal , a Manhattan federal judge ruled that the bankruptcy case against the METS owners, the Wilpon family, will proceed to trial. The judge refused a motion by Wilpon, Katz and their partners to dismiss the case, also ruling that trustee Picard can be awarded $83 million [...]

  • ‘SAY ‘IT ISN’T SO’! METS OWNERS SUED BY BANKRUPTCY TRUSTEE

    Posted by | Posted in Bankruptcy

    Gordon Geiko in the Movie , Wall St. gave a stirring and rhetorical defense to Greed is Good. But try selling this rhetoric to the thousands of investors who lost their life’s savings. The New York Mets haven’t made the playoffs in five seasons–much to the dismay of their fans. More bad news: the team [...]

  • Selling Property after Declaring Chapter 13 Bankrkuptcy

    Posted by | Posted in Bankruptcy, Consumer Bankruptcy

    Considering declaring bankruptcy in Connecticut under Chapter 13? What are the advantages over declaring Chapter 7 bankruptcy? Right-off-the-bat it offers an individual an opportunity to save his or her house from foreclosure and pay delinquent mortgages over time. That’s a significant boon. Chapter 13 is also known as a wage earner’s plan. Here’s how it [...]

  • Can Banrkuptcv Court Decisions be Appealed?

    Posted by | Posted in Bankruptcy, Consumer Bankruptcy

    Appealing Bankruptcy Court Decisions? What is bankruptcy? Essentially it means that you are unable to make timely payments on all of your debts. However, you cannot just declare “I am in bankruptcy”, since the courts will need to rule on this decision. In the Connecticut Bankruptcy court system there are two areas in which you [...]

  • Famous Presidents and CEOs have used Bankruptcy

    Posted by | Posted in Bankruptcy

    Abraham Lincoln was one of our greatest presidents—winning the Civil War to keep the Union together and emancipating the slaves. But—he was a terrible businessman and a bankrupt. Lincoln tried many occupations as a young man, including buying a general store in New Salem, Illinois, in 1832. But his sales were dismal and the store [...]

  • Bankruptcy- A Part of Business a Success Story

    Posted by | Posted in Bankruptcy

    Why has American gone from a forest or wilderness and in 200 years to the world’s superpower? ANSWER: We have had a dynamic economic where people can start again after an economic set-back. Without bankruptcy protection most of us might still be driving horse-and-buggies—or schlepping around on bicycles—while the wealthy one percent are motoring around [...]

  • Celebrity Chapter 7 Bankruptcy: “Buddy Holly Story” Star-Gary Busey

    Posted by | Posted in Bankruptcy

    How many other celebrities who have earned tens of millions of dollars from movies have filed for bankruptcy? The ranks are legion.Kim Bassinger, Burt Reynolds, Debbie Reynolds, MC Hammer, Meat Loaf, Latoya Jackson, Mickey Rooney, Gary Coleman, Tammy Wynette, Sherman Hemsley, Wayne Newton, Which begs the question from the 99% of us who are ordinary [...]

  • Scams that Target our Children

    Posted by | Posted in Bankruptcy Information

    Scams That Target Our Children—Online and Off The most common scam aimed at kids is usually an online sale ad for a piece of hi-tech gadgets, an iPhone perhaps, at a knock-down price. Youthful scam victims may use a chunk of their savings to pay for something that doesn’t exist. In addition, children selling goods [...]