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Opinion Category

Read various opinion articles written by Attorney Dave Falvey related to various aspects of bankruptcy law.

Double Standards In Bankruptcy

Double Standards in Bankruptcy was the headline which was recently published my the New York Times as an Editorial, April, 2014. The Editorial Board pointed out that the bankruptcy of the City of Detroit in Chapter 9 exposed this double standard. The pensioners payments from the City of Detroit are guaranteed under the Michigan Constitution, yet […]

Is Chapter 13 Obsolete?

Bank of America, Citigroup, J.P. Morgan Chase, Wells Fargo—some of the nation’s largest lenders whose shady banking practices—“robo-signing,” liars loans, and so on—helped tank the housing market and send many millions into foreclosure—out of the goodness of their hearts are coming to the rescue to help beleaguered homeowners. Well, not really. These banking giants have […]

Chapter 12 is Chapter 13 on ‘Steroids’

I had never done a Chapter 12 bankruptcy case until quite recently. Actually, I’m preparing my 3rd Chapter 12 as I write this. Like any CT bankruptcy lawyer, attorneys, I had never handled a Chapter 12 and that’s when a farmer or fisherman files for bankruptcy. Indeed, most consumer bankruptcy really don’t know about Chapter […]

The Supremes: ‘You Keep Me Hanging On….’

The Supremes: ‘You Keep Me Hanging On…..’ I called the US Supreme Court: The Supremes because they ‘keep me hanging on for justice’. Presently, there’s a consumer bankruptcy case before The Supremes and it’s In re Ransom. This case is very important to the little guy trying to get out of debt. Why? This case […]