Board Certified Consumer Bankruptcy Specialist

Put an End to Creditor Harassment, For Good

Legal protection from unwanted calls, wage garnishment, and stress. One call to us can stop it all.

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You're Protected by Law. We'll Enforce It.

If debt collectors are calling you nonstop, threatening you at work or home, or pressuring you unfairly - this is illegal. Under federal and state laws, you have the right to demand it stop - and we'll make sure it does.

Every collection call must follow specific rules set out in the Fair Debt Collection Practices Act (FDCPA) and related state legislation. When collectors cross that line - by calling too often, using aggressive language, or contacting you at work without permission - they can be fined, and you can be compensated.

Our attorneys know how to document harassment, send immediate cease-and-desist notices, and file formal complaints that get results. You don't have to face collectors alone or tolerate their intimidation any longer. We'll stand between you and the harassment and ensure your rights are enforced from day one.

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Get Paid for Harassment

Collectors who break the rules don't just deserve to be stopped - they deserve to pay. If a debt collector has called your cell phone without permission, contacted you after hours, or ignored your request to stop - those are clear violations of federal and state law. And each violation could be worth up to $1,500 in compensation to you.

We help clients pursue legal action under the FDCPA (Fair Debt Collection Practices Act), the TCPA (Telephone Consumer Protection Act), and Connecticut's state-specific collection laws. These laws were created to protect you - and they carry financial penalties for collectors who think they're above them.

If you're receiving harassing calls, we can track every one, build your case, and help you recover damages. In many situations, the law allows you to be paid without having to go to court. You don't have to put up with it - and you don't have to do this alone.

Learn What You're Owed
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Stop Calls Instantly with Bankruptcy

When you file for bankruptcy, something powerful happens - an immediate legal shield called the Automatic Stay goes into effect. This stops all debt collection efforts in their tracks. That includes phone calls, letters, wage garnishments, lawsuits, and even scheduled utility disconnections.

Collectors are legally barred from contacting you the moment your case is filed. If they ignore the rules, they can face serious penalties. This protection gives you the breathing room you need to focus on a solution - not on the next harassing phone call.

We'll walk you through every step of the bankruptcy process and help you understand how the Automatic Stay applies to your specific situation. Whether you're dealing with credit card debt, medical bills, or pending lawsuits, this isn't just a pause - it's a reset. And we'll make sure it works in your favour.

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Your Rights, Enforced

  • Collectors can't call before 8 AM or after 9 PM
  • No contact at work if you tell them not to
  • They must verify the debt if you request it
  • They must stop contact if you send a cease letter
  • No harassment of friends, no threats, no lies
See If You Have a Case
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Send a Cease and Desist Letter

When debt collectors won't stop, a written cease and desist letter is your first line of defence - and one of the strongest. Once they receive it, they're legally required to stop calling or writing to you. If they continue, it's no longer just harassment - it's a violation of federal law.

This letter does more than make the calls stop. It creates a paper trail - solid proof that you asserted your rights and they ignored them. That kind of evidence is exactly what makes legal action successful. Collectors can't claim they didn't know, and you're no longer just on the defensive.

We can guide you through exactly what to include, how to send it, and what to do next. Whether you're trying to pause the pressure or build a case for damages, the cease and desist letter is where it starts. And we'll make sure it's done right.

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Bankruptcy Specialist Dave Falvey